Pennsylvania Debt Settlement Attorney With Almost 30 Years of Experience
If you have decided that a conventional consumer bankruptcy such as Chapter 7 liquidation or Chapter 13 reorganization is not for you, your family can still receive effective legal solutions with an alternative to bankruptcy at the law firm of Joseph R. Viola, P.C.
For almost 30 years, our Philadelphia law firm's founding attorney has committed himself to the legal needs of those in financial distress — individuals, families and small businesses throughout Pennsylvania, the Lehigh and Delaware valleys and South Jersey.
If you are a victim of the recession, jobless, fending off home foreclosure threats and struggling with accumulating credit card or medical debt, Joseph R. Viola can pursue a bankruptcy alternative that offers genuine, lasting debt relief.
Joseph R. Viola has been given an AV Preeminent Peer Review Rating* by Martindale-Hubbell, an organization that helps buyers of legal services to identify, evaluate and select the most appropriate lawyer for a specific task at hand. An AV rating demonstrates that a lawyer has earned the highest possible rating in both legal ability and ethical standards.
You do not have to resort to risky debt consolidation schemes, a reverse mortgage, a short sale of your home or 401(k) cash-out to keep your Pennsylvania family afloat. Joseph R. Viola has the decades of experience and reputation for results that can get the job done.
Lawyer Joseph R. Viola has been successfully negotiating debt settlements for Pennsylvania and South Jersey families for years. Contact him today at this toll-free phone number: 866-974-8841. Your initial consultation is free of charge.
Our respected law firm is a debt relief agency counseling clients according to federal Bankruptcy Code.
Our Experienced Law Firm Can Recommend Viable Alternatives to Bankruptcy
If you are burdened with significant unsecured debt and are unable to keep pace with a number of payment obligations, Joseph R. Viola can negotiate with your lender to alter the interest rate you are accustomed to or strive for a settlement of the entire amount at a fraction of the total owed.
The same is true if you have loans on a car, truck, motorcycle or SUV, and you need a reduced interest rate or renegotiated payment terms.
A "short sale" of your home would allow you to sell for less than the remaining balance.
A loan modification or forbearance can help you if you have fallen far behind on mortgage payments. Attorney Viola's goal for you would be a lower interest rate, lower principal amount or an extension for the length of the note.
If one of these bankruptcy alternatives interests you, contact us. Our skilled lawyer can adapt his recommendation to your changing objectives and customize his guidance to your unique situation.
Don't Succumb to Debt Consolidation Schemes — Contact Joseph R. Viola, P.C.
Call our Philadelphia bankruptcy alternatives attorney, toll free at 866-974-8841. We respond promptly to your e-mail or fax. If you need an evening appointment, we can provide it.
*AV Preeminent and BV Distinguished are certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards and policies. Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the bar and the judiciary. Martindale-Hubbell ratings fall into two categories: legal ability and general ethical standards.
